Are you only holding ten thousand dollars in your account? Then your top priority now is not dreaming of getting rich overnight, but simply surviving.

That may sound a bit harsh, but it truly reflects the reality for most small investors. Small funds are the easiest to be wiped out; on the surface, it seems the market is too complicated, but fundamentally there are only two problems: being driven by community messages and your own emotions, plus stubbornly refusing to admit losses.

The method I’m about to share is not flashy at all, and might even seem a bit "stupid." But don’t underestimate it—this kind of simple approach is best suited for small funds to practice. No gambling on probabilities, only following rules, and you might just hold on until a real opportunity comes.

**Step 1: Choose a coin, focus on one objective signal**

Ignore those calls in the group chat—they are all wrong. Open the daily chart and focus on one thing—whether the MACD has a golden cross above the zero line. This signal may be delayed, but the advantage is it helps you filter out a lot of false information and traps. If you don’t see this signal, all your research is pointless.

**Step 2: Hold or not, look at one moving average**

Add a key daily moving average to the chart, either 20-day or 60-day—just pick one and stick with it. The rule must be simple enough to be undeniable—

If the price stays above the moving average, keep holding.

Once the closing price drops below the moving average, regardless of whether you’re in profit or loss, exit immediately.

Don’t give yourself any reason to "take another look." Every hesitation is the night before a loss.

**Step 3: Specific buy and sell timing depends on price and volume**

Real opportunities require two conditions to be met simultaneously—

Buy signal: Price volume-breaks above your chosen moving average.

Sell timing: Use a phased approach. Take profit at 40%, cut your position in half; at 80%, sell some more; and the remaining position should be held until the price drops below the moving average on that day.

**Step 4: Stop-loss is your only insurance**

After buying in, if the price quickly falls back below the moving average, it means your judgment was wrong. You must cut your position at the next day’s open, leaving no profit behind. If it re-stabilizes later, you can look for another opportunity to re-enter, but never continue holding in the hope of a rebound.

**Final words of encouragement**

This approach won’t make you ten times richer in a month, but it can significantly increase your chances of surviving several bull and bear cycles. In the crypto market, lasting longer is always more valuable than rushing to make quick gains.