2026-01-07 08:21:07

The DeFi market ushers in a new breakthrough—TermMax officially launches a tokenized stock collateralized fixed interest rate lending market on BNB Chain. This collaboration integrates Ondo Global Markets' compliant tokenized securities as collateral, achieving an innovative fusion of RWA (Real World Assets) and fixed income lending.

What does this mean for holders? Through tokenized stock collateralization, users can access stable fixed interest rate liquidity while retaining flexible fund management options—early repayment and extension are supported, breaking free from the rigid cycles of traditional DeFi lending. This is also the industry's first seamless integration of real assets tokenization with a fixed interest rate mechanism, marking a step towards DeFi evolving closer to traditional finance.

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just_another_wallet

· 01-07 08:50

Isn't this just RWA finally finding a real use case? They've been hyping it up for so long. Wait, is fixed-rate stability really reliable? Or is it just another yield trap? Are the compliant securities from Ondo trustworthy? That's the key point. Prepayment looks pretty good; it's definitely better than being locked in. This time, it's truly the intersection of traditional finance and on-chain, finally.

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DefiSecurityGuard

· 01-07 08:46

wait hold up... ondo's audit reports came back clean tho? still not touching tokenized stocks on bnb chain without seeing the actual smart contract code first ngl. too many honeypot patterns in these "revolutionary" rwa plays lately tbh

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UnluckyLemur

· 01-07 08:25

Someone finally combined RWA and fixed interest rates, but the real asset tokenization still depends on how it will be implemented moving forward.

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FOMOmonster

· 01-07 08:23

Wow, RWA finally has some substance. Tokenized stocks can still be collateralized with fixed interest rates? This is the right path for DeFi. Early repayment also supports extension? Much more considerate than traditional lending. Finally, no more being trapped by cycles. TermMax's recent moves are indeed tough, but is BNB Chain really stable? We still need to wait a few months to see if it will explode. Fixed interest rate liquidity... frankly, it's just a replica of traditional finance on the chain. I'm curious to see what the actual APY can reach. Is RWA really about to take off? Or is it just another round of hype? This kind of innovation sounds exciting, but I'm worried it might be just a pretty face with poor usability. Ondo's compliant securities as collateral—has the regulation really passed? Something still feels off. DeFi aligning more with traditional finance—do we still need DeFi then? Haha. Finally, we have some decent lending products, but liquidity is the key. Fixed interest rate + RWA—if this combo can really work, it might be worth investing some money to try.

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