In the current landscape where digital assets and traditional investments are merging, many people are pondering a question: how can one truly achieve financial freedom? Instead of just talking about goals, it's better to look at the key milestones in wealth accumulation.

**Level 1: Starting with 10,000 Yuan**
This is the most basic threshold. The reason many get stuck here is simple—lack of self-control. When monthly income arrives, the desire to spend immediately is strong, and wealth can't be accumulated. The real starting point is to learn to restrain the urge for instant consumption and first build an emergency fund covering 3-6 months of expenses. This is not being stingy; it's providing an insurance policy for your finances.

**Level 2: 100,000 Yuan Stage**
The good news is that this is a tenfold increase; the bad news is that this stage tests patience the most. Because the growth rate isn't as fast as imagined, it's easy to doubt: "When can I be free if I keep saving like this?" But 100,000 Yuan is truly critical; it forms the foundation of your financial defense line. Those who reach this point have already validated their execution ability.

**Level 3: The 300,000 Yuan Trap**
Assets may seem substantial, but this is also where the risk of failure is highest. Some people at this stage are tempted by opportunities—buying property with high leverage, overspending—and end up back at square one with a careless move. At this stage, what’s needed is clear risk awareness, not reckless ambition.

**Level 4: 1 Million Yuan to Start Investing**
Begin to venture into genuine investment. But the biggest enemy now is arrogance. Having some capital makes you feel invincible, leading to pursuit of quick profits, which often results in losses. It’s recommended to adopt a steady approach at this stage and let your investments breathe for a while.

**Level 5: 3 Million Yuan Decision Test**
Relying solely on personal judgment is no longer enough. It’s necessary to establish a scientific decision-making mechanism, where major investments must undergo team discussion and third-party review. Personal emotions and intuition are the worst guides here.

**Level 6: 30 Million Yuan for True Freedom**
At this level, wealth management is fully systematized and regulated. It’s not about luck but about systems ensuring long-term stable growth.

**In summary**
Financial freedom has never been just a numbers game. Each stage tests human nature—can you control your desires? Do you have patience? Can you accept risks? The core always boils down to these three: restraining desires, patient accumulation, and scientific risk management. Blindly pursuing high returns is often the fastest way to lose everything.