#链上支付 Seeing Coinbase launch Custom Stablecoins, I am pondering a question: as payments become an ubiquitous infrastructure, how should our asset security strategies be adjusted?

The recent expansion of on-chain payment ecosystems is indeed accelerating. From Tempo's P2P payment demo to Coinbase's deep integration with Jupiter aggregator, and soon the launch of physical cards by World Card—all these are lowering the barriers to on-chain payments. It seems very convenient, but we must stay vigilant behind the convenience.

My observation is: facilitating payments will attract more funds onto the chain. What does this mean? It means we need stricter position management and risk diversification. Don't put all your eggs in one ecosystem, one chain, or even one stablecoin. Although Coinbase's Custom Stablecoins are custodial and asset-backed by the official, this inherently increases the complexity of on-chain finance.

My advice is: while enjoying the convenience of payments, maintain the principles of "small amounts, diversification, and regular review." Regularly check your asset distribution across different platforms and chains to ensure no single point of risk is too high. In the long run, this wave of infrastructure upgrades is beneficial, but security education must always stay ahead of product innovation.

A truly prudent mindset is to see opportunities but not be blinded by hype.