Actually, there's no need to rush to withdraw your coins; stablecoin payment cards can be used directly. This eliminates the hassle of a full C2C transaction process and actually reduces the risk.

The core logic is simple: the idea of a payment card is to let coins circulate directly within the consumption scenario, rather than having to convert to fiat currency first. There are two main benefits—first, it skips the withdrawal review and exchange rate fluctuation pitfalls; second, it offers high certainty—once the money is sent, it's gone, no waiting.

The experience is similar to using a bank card, but with higher convenience. Opening a card costs only 5U, and there’s no annual fee. For people who need to make payments frequently, this solution is actually much simpler than traditional withdrawal methods.