Many friends want to subscribe to overseas platform services but are stuck on the hurdle of not having an overseas bank card. Actually, there is a more convenient way now—using a virtual U-card in your wallet to handle everything.

**Step 1: Get the Virtual U-Card**

The U-card is a virtual card embedded in your wallet, which allows you to spend directly with stablecoins. No more need to find an intermediary to open one for you. After downloading the wallet and registering an account, go to the wallet page and find the bank card option. You can open a U-card with a domestic ID card—currently, there are no additional fees, completely free.

But before opening the card, you need to top up first. It’s recommended to deposit 60 USDC (this covers the annual fee), plus 3 USDT for gas fees (this amount is negligible). After topping up, note down your card number, which will be used for subscribing to services later.

**Step 2: Network Environment is Crucial**

This step directly affects how much you will spend. A global VPN must be enabled, and choosing the Taiwan node is the best—both to mitigate risks and to keep costs reasonable. Currently, prices vary quite a bit across regions: the US region is the most expensive, Hong Kong second, Taiwan and Japan are similar, and Turkey is the cheapest but has higher risk of security checks. Considering safety, Taiwan is a balanced choice; saving a couple of dollars isn’t worth risking security.

Once your environment is set up, you can start subscribing. The whole process isn’t complicated, but every step must be done carefully—especially the region selection and network setup, as they directly affect whether you can complete the process smoothly.