Why do retail investors holding less than $10,000 always fail to make money? The key issue is actually very simple—the majority of people are heading in the right direction, but their execution details are all wrong. They are swayed by short-term news, caught in leveraged contracts, and their account principal shrinks repeatedly, until there's almost nothing left.

In fact, retail investors may not lack opportunities; they just lack a truly actionable operational framework. The core idea of this method is straightforward: replace subjective judgment with objective signals on the daily chart, and replace greed and luck with strict discipline.

**How to choose coins**

Forget those vague market predictions and rumors; just look at the daily MACD. Focus on the moment when a golden cross appears, especially the golden cross above the zero line—this indicates that bullish momentum has formed. In a market structure dominated by bulls, the probability of an upward move is naturally higher. This applies to mainstream coins like SOL, BTC, and others.

**The iron rules for building and holding positions**

As long as the daily moving average is your reference line. Stay firm and hold as long as the price is above the moving average—no ifs or buts. If the price falls below the moving average, close your position immediately—no bargaining. This rule may sound rigid, but it’s this rigidity that allows retail investors to survive the longest. Don’t gamble on reversals or bottoms—that’s a game only experts dare to play.

**Volume and price coordination for entry and exit**

Entering isn’t just about the price breaking above the moving average. Wait until the price is above the moving average *and* the trading volume also exceeds the average volume—this double confirmation is the real signal.

For exiting, do it in stages: when the gain reaches 40%, take some profits; when it hits 80%, take more; and if the remaining position falls below the moving average, exit entirely. This way, you can capture large market moves without being caught by greed.

**Stop-loss as both a defensive line and a bottom line**

Set a rule and stick to it—if the closing price falls below the daily moving average, sell everything at the next open. Better to miss a trade than to let a small loss turn into a big one. Wait for a clear new signal before buying again. This approach helps avoid unnecessary losses.

This method may seem simple, even a bit rough, but its advantage is that retail investors can truly execute it. No need to stay up all night watching minute charts, no need to listen to conflicting opinions from big influencers. Throughout various market cycles, as long as you strictly follow this framework, you can capture the core profits of major upward waves like PIPPIN.

The market is never short of opportunities; what’s scarce are those who can stick to their plan and not be driven by emotions. If you’re still struggling with coin selection and position building, give this method a try—clear logic, explicit rules, and most importantly, proven to work in real trading.