XDC Network surpasses $717 million in RWA—A turning point from experimentation to full-scale deployment

The XDC Network has finally surpassed $717 million in tokenized real-world assets (RWA). While the numbers are impressive, what truly matters is the substance behind them.

48% is Private Credit—Why This Matters

What’s astonishing is that nearly half of this $717 million, approximately $345 million, is held in a USDC-denominated private credit fund managed by VERT Capital. This indicates that this is not a sporadic pilot project but a serious, large-scale deployment by institutional investors.

Unlike tokenized government bonds or commodities, private credit involves complex risk structures and limited liquidity. So why are institutions moving this onto the blockchain? The answer lies in efficiency.

Challenges of the traditional private credit market:

• Manual settlement processes
• Lack of transparency in reporting
• High operational costs
• Slow capital allocation cycles

All of these issues are addressed through blockchain infrastructure like XDC.

Why Choose USDC—Stability Over Volatility

Opting for USDC is also an interesting choice. If the goal were speculative appreciation, native tokens would be used. But institutions chose USDC because what they seek is not speculation but predictable cash flows, regulatory trustworthiness, and minimized counterparty risk.

For large, professional asset management firms, these are non-negotiable conditions.

From Proof of Concept to Balance Sheet Integration—A Qualitative Shift

The distribution of RWAs on XDC indicates that blockchain is transitioning from an “experimental” phase to “real operational use.” For institutions, testing in isolation is no longer acceptable. They are using blockchain as a financial infrastructure to support actual cash flows, contractual obligations, and long-term assets.

In other words, XDC is no longer just a trading venue but is beginning to be embedded into core financial operations.

Why XDC Attracts Institutional Capital

The XDC Network has features that align perfectly with institutional requirements:

• Low transaction costs and predictable fee structures
• Fast settlement finality suitable for financial operations
• Compatibility with enterprise and compliance-focused use cases
• A growing ecosystem focused on trade finance and tokenized credit

Specialized management firms like VERT Capital are consolidating assets because XDC is recognized not as a speculative chain but as a dedicated settlement layer for real-world finance.

What $717 Million Signifies

This is not just a headline. It’s proof that tokenized real-world assets are steadily evolving from experimental products into operational tools.

As long as institutions prioritize transparency, predictable yields, and regulatory compliance, private credit and stablecoin-denominated financial products will remain at the core of RWA growth. Among these, specialized settlement infrastructure like XDC is likely to become a leading player in institutional finance.

This movement implicitly suggests that blockchain finance in the coming years will be driven not by marketing narratives but by capital efficiency and practical reliability.