#数字资产市场动态 2025 is not a bear market at all; it's a great time for retail investors to get in.

Some say that this year's crypto market is difficult: Bitcoin is adjusting, altcoins are plunging, while silver has risen 130%, gold 66%, and the Nasdaq 20.7%. But this is an illusion. What’s really happening is a historic transfer of power — the 1.4 million Bitcoins sold by retail investors are being absorbed by institutions and listed companies. This level of absorption is unprecedented in crypto history, similar to how the stock market shifted from retail to institutional dominance. After short-term pain, a rally is just around the corner.
Why is now a good time to act? Three core reasons support this:
**The policy window has truly opened.** The US crypto regulatory order has been implemented, the stablecoin regulatory framework is in place, and there are plans to establish a strategic Bitcoin reserve. More importantly, the probability of the relevant market structure bill passing before 2027 is as high as 77% — this is not just talk.
**Institutions are just beginning to position themselves.** Currently, institutional holdings in BTC ETFs account for only 24%, with giants like pension funds and insurance companies still watching. Once they start entering the market in earnest, the impact will be significant.
**Good projects are now affordable.** A year of correction has squeezed out the bubbles, and the buying prices of some quality projects are even lower than early institutional positions — this is the opportunity.
Of course, risks haven't disappeared: actions by the Federal Reserve, US dollar appreciation, and uncertainties around the 2026 mid-term elections could cause volatility. So, don’t go all-in at once; it’s smarter to buy in stages. In the short term, focus on the Bitcoin range of $87,000-$95,000, where institutions are heavily buying. Mid-term, consider sectors with real application scenarios like RWA and L2. High leverage and meme coins are better avoided.
Industry experts are quite optimistic about 2026: some see $180,000, others expect $175,000-$250,000, and some predict new highs in the first half of the year. All these forecasts are based on one logic — continuous inflow of ETF funds and accelerated institutional allocation.
Crypto investing is a marathon, not a sprint. The adjustments in 2025 are building up energy for next year’s explosion. Every pullback now is a window for ordinary investors to catch up with institutions.