Buy XRP(XRP)

Buy XRP easily with our step-by-step guide.

Buy XRP(XRP)

Buy XRP easily with our step-by-step guide.

XRP

$1,43

-0.06%

Scan the QR Code Download Gate App

Spend

Amount

Estimated price

1 XRP ≈ 0,00 USD

XRP

$1,43

-0.06%

Scan the QR Code Download Gate App

How to Buy XRP(XRP) With USD?

Enter Amount

Select the XRP/USD trading pair and enter the purchase amount.

Confirm Order

Review the transaction details, including the XRP/USD price, fees, and other notes. Once confirmed, submit the order.

Receive XRP(XRP)

After successful payment, the purchased XRP will be automatically credited to your Gate.com wallet.

How to Buy XRP(XRP) with Credit Card or Debit Card?

1
Create Your Gate.com Account & Verify IdentityTo buy XRP securely, start by signing up for a Gate.com account and completing KYC identity verification to protect your transactions.
2
Choose XRP & Payment MethodGo to the "Buy XRP(XRP)" section, select XRP, enter the amount you wish to purchase, and choose debit card as your payment option. Then fill in your card details.
3
Receive XRP Instantly in Your WalletOnce you confirm the order, the XRP you buy will be instantly and safely credited to your Gate.com wallet, ready for trading, holding, or transferring.

Why Buy XRP(XRP)?

What is Ripple? Cross-Border Payment Solution for Financial Institutions

Ripple (XRP), launched in 2012, is designed for international remittances and real-time settlement. RippleNet allows banks and financial institutions to transfer funds globally at minimal cost and near-instant speed, far surpassing traditional SWIFT systems. XRP acts as a liquidity bridge, simplifying settlement between different currencies.

Technical Architecture and Use Cases

Ripple operates on distributed ledger technology (DLT), supporting products like xCurrent (real-time settlement), xRapid (liquidity solution), and xVia (global payment interface). Over 100 financial institutions—including Santander and SBI Remit—have joined RippleNet, covering 40+ fiat currencies and supporting instant P2P payments, supply chain settlements, and cash pooling.

XRP Supply and Value Drivers

XRP has a total supply of 100 billion, managed centrally by Ripple Labs, with a portion held by founders. XRP's primary use is as a liquidity bridge in cross-border payments, with its value tied to Ripple's partnerships and real-world adoption. XRP offers fast, low-cost transfers, ideal for large, frequent international fund movements.

Regulatory Risks and Centralization Debate

The U.S. SEC accused Ripple of issuing unregistered securities, causing significant XRP price volatility. Centralized management and lower decentralization remain controversial. Nevertheless, if Ripple resolves legal challenges and expands its ecosystem, XRP could benefit from the global shift toward digital payments.

Reasons and Risks for Investing in XRP

Fintech Innovation: Focused on cross-border payments and liquidity management with clear market applications. Fast, Low-Cost Transfers: Ideal for large, instant international fund flows. Regulatory and Centralization Risks: Policy and corporate governance heavily impact XRP's value. Intense Competition: New payment blockchains and stablecoins are also vying for market share.

Skeptical Views and Alternative Perspectives

While XRP has technical advantages, it depends heavily on institutional adoption and regulatory support. Adverse regulation or stalled partnerships could significantly impact its value. Investors should carefully consider legal and market risks.

XRP(XRP) Price Today & Market Trends

XRP/USD

$1,43

-0.06%

Markets

Popularity

Market Cap

$87,53B

Volume

Circulation Supply

$74,17M

60,91B

As of now, XRP (XRP) is priced at $1,43 per coin. The circulating supply stands at approximately 60.917.315.351 XRP, resulting in a total market capitalization of $60,91B. Current market capitalization ranking: 5.

In the past 24 hours, XRP’s trading volume reached $74,17M, representing a -0.06% compared to the previous day. Over the past week, XRP’s price -10.13% has reflected continued demand for XRP as digital gold and a hedge against inflation.

Additionally, XRP’s all-time high was $3,65. Market volatility remains significant, so investors should closely monitor macroeconomic trends and regulatory developments.

XRP(XRP) Compare With Other Cryptocurrency

XRP VS

XRP

Price

24h Percent Change

7d Percent Change

24h Trade Volume

Market Cap

Market Rank

Circulating Supply

What's Next After Buying XRP(XRP)?

Spot

Trade XRP anytime using Gate.com's wide range of trading pairs, seize market opportunities, and grow your assets.

Simple Earn

Use your idle XRP to subscribe to the platform’s flexible or fixed-term financial products and easily earn extra income.

Convert

Quickly exchange XRP for other cryptocurrencies with ease.

Benefits of buying XRP through Gate

With 3,500 cryptocurrencies for you to choose from

Consistently one of the Top 10 CEXs since 2013

100% Proof of Reserves since May 2020

Efficient trading with Instant deposit & withdrawal

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Learn More About XRP(XRP)

What is Wrapped XRP (wXRP) and How Does it Work?

Intermediate

More XRP Article

2026 Market Structural Trends: Why Is the PayFi Sector Leading the Decline? Resilient DeFi Protocols Emerge as Safe Havens for Capital

The recent crypto market crash has swept through the industry like an indiscriminate storm. At the center of this turmoil, the PayFi sector saw XRP plunge over 9% in a single day. Meanwhile, MYX, a rising star in DeFi, defied the trend and surged more than 6%. Capital flows are making their preferences clear, driving a fierce competition between sectors.

Hex Trust’s New Solution: How Institutions Can Safely and Compliantly Participate in the XRP DeFi Ecosystem

In Hex Trust’s latest solution for digital asset custody, the XRP market—worth over $77 billion—has found a bridge connecting traditional financial compliance requirements with the innovations of decentralized finance.

Ripple and XRP return to the spotlight as old Epstein-related allegations resurface

Ripple and its associated token XRP have once again drawn public attention after a renewed wave of online discussion brought back old allegations linked to Jeffrey Epstein.

More XRP Blog

XRP Price Analysis 2025: Market Trends and Investment Outlook

As of April 2025, XRP's price has soared to $2.21, sparking intense interest in the XRP market trends 2025. This comprehensive XRP price prediction 2025 analysis explores key factors driving its growth, including institutional adoption and regulatory clarity. Dive into our XRP investment analysis and future outlook to understand the crypto's potential in the evolving digital finance landscape.

What is the correlation between XRP and Bitcoin prices? Latest data analysis for 2025

XRP price fluctuations are eye-catching, with a 1.46% increase to $2.15 within 24 hours, and a market value exceeding $12.5 billion. However, its correlation with Bitcoin has decreased, with a 90-day decline of 24.86%. Nevertheless, XRP still ranks fourth in the cryptocurrency market with a market value of $12.51 billion, accounting for 4.63% of the total market value. This series of data reflects the resilience and potential of XRP in turbulent markets, deserving close attention from investors.

XRP Technical Analysis: Key Support and Resistance Levels Explained

Starting from the latest K-line chart, combined with the 24-hour price range (2.221 – 2.136 USD), this will quickly analyze the technical trend of XRP, teaching you how to grasp buying and selling opportunities, and understand the MACD, RSI, and SuperTrend indicators.

More XRP Wiki

The Latest News About XRP(XRP)

2026-02-08 15:20Live BTC News

XRP 交易在日本银行进行——细节被保密协议隐藏

2026-02-08 11:46CryptoNewsFlash

XRPL 将以 XRP 为核心，扩展机构 DeFi 生态

2026-02-08 11:21UToday

'Big Week Ahead': XRP Adoption Game Plan Set to Be Revealed - U.Today 【大事在即】：XRP采纳策略即将公布——U.Today

2026-02-08 10:54UToday

比特币周期被骗子终结，特斯拉投资者格伯尔表示 - U.Today

2026-02-08 08:20Gate News bot

24小时现货资金流入/流出榜：ETH净流出1.85亿美元，BTC净流入8720万美元

More XRP News

CryptoYeezussss

2026-02-08 21:02

So #crypto analytics saying $xrp has <1% chance of EVER hitting $100+ 🤯⚠️ but 35% at White House tweet like $PENGUIN and $ICEBEAR to possibly 250X+ on 2/27!?🤯🚀 $sol $shark $usor $uscr $bfs $beam $blackswan $war $whitewhale $bigtrout

XRP

+0.2%

PENGUIN

+40.66%

SOL

-1.58%

SHARK

Rugman_Walking

2026-02-08 20:14

Who Is Ryan Fugger? The Unexpected History Behind Ripple and XRP

Recent discussions in the crypto community have sparked renewed interest in Ripple's origins, particularly following analysis that traces the platform's roots far deeper than most people realize. A Canadian programmer named Ryan Fugger initiated what would become a foundational concept for digital c

XRP

+0.2%

GateUser-cfd64198

2026-02-08 20:12

Happy Sunday 🌞 How are Bears doing? $XRP

XRP

+0.2%

FAQ about Buying XRP(XRP)

The FAQ responses are generated by AI and are provided for reference only. Please carefully evaluate the content.

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